Mortgage Rejections
Over 50 major UK lenders including TSB, Halifax, and Nationwide now reject properties with spray foam. Affects purchases, remortgages, and sales.
See lender listIndependent professional guidance on spray foam removal, mortgage issues, and property solutions. Serving 250,000+ affected UK homeowners.
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250,000+ UK homes affected. Here's what's at stake if you don't act.
Over 50 major UK lenders including TSB, Halifax, and Nationwide now reject properties with spray foam. Affects purchases, remortgages, and sales.
See lender listHides timber damage, traps moisture causing rot, blocks essential ventilation. RICS requires specialist surveys costing £500-£1,500.
Learn about risksDifficult to sell, face 10-20% value deductions, severely limited buyer pools. Professional removal restores full marketability.
View cost guideSFRA has exclusive contracts with vetted removal companies across the UK. We compare prices, negotiate discounts, and manage the job from start to finish.
Certification for mortgage lenders
Every SFRA-managed removal includes comprehensive certification accepted by all major UK lenders, restoring full property marketability.
Quick form or callback
We compare & negotiate
Professional removal
Lender-approved reports
£50/m² open-cell · £75/m² closed-cell
Estimated Removal Cost
£5,000
£50/m² · open-cell foam
Partner discount applied at checkout
Need removal? Or already removed and need certification?
Get a free, no-obligation estimate in minutes
Already removed? Get lender-approved certification
Not sure? Call 03330 908 569 or use the callback form above — we'll guide you.
"Halifax rejected our mortgage application twice due to spray foam in the loft. SFRA connected us with a certified specialist who completed the removal in 3 days. Our re-application went through first time."
Sarah M.
Birmingham · Verified Customer
"Got 3 quotes through SFRA — the cheapest was £1,200 less than the company we'd found independently. Job done in 4 days, certificate accepted by Nationwide."
James T.
Manchester · Verified
"The calculator gave us an accurate ballpark before we even contacted anyone. Final cost was within 5% of the estimate. Certificate issued within a week."
Emma R.
London · Verified
Expert answers about removal costs, mortgage issues & lender policies
Connect with certified spray foam removal specialists across England, Scotland & Wales. Free quotes within 24 hours with lender-approved certification.